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Credit «Start»
For owners of salary cards. We open a credit limit to the salary card for free - an overdraft - up to 100% of the salary. You use credit funds and pay off arrears from wages.


You are between 21 and 65 years old


You have been working
in a company that pays
salaries through our Bank
for 3 months
Loan characteristics
  • Credit limit
    100% of the salary

    with a certificate of income

    1000 UAH

    without a certificate of income

  • Overdraft amount
    from 500 to 50000 UAH
  • Annual interest rate
  • Grace period
    30 days
  • Annual interest rate in the grace period
  • Credit term
    365 days
  • Early payment
    Without fines
  • Tariffs. Loan package «Start»
Увага! Якщо Ви прострочили сплату процентів за користування кредитом або платіж за сам кредит, Вам потрібно буде сплатити подвійну облікову процентну ставку НБУ, що діяла у період, за який сплачується пеня, але не більше 15 відсотків суми простроченого платежу.
Calculate monthly payment
This is an approximate calculation, find out the exact amount
in the Bank.
How to apply for an overdraft


To come to the Bank with the following documents:
- passport,
- personal tax reference number (if any),
- a certificate of income (if needed).


Draw up an application in 15 minutes.


Get a solution in 2 days.